Mortgages: 
Mortgages for Bulgaria Property
Mortgage features
Max Loan to value:
80% with credit report
70% without credit report
Notary deed value: At least loan amount
Mortgage type:
Repayment
Redemption Term :
5 to 25 years with credit report
3 to 20 without credit report
Redemption penalty: 5% then 3%
Age limitation:
21 to 65 years
Loan currency :
Euro
Loan amount :
€5000 to No Maximum
Interest rate :
7% bank variable
Bank Account : (Mandatory) Applicants must create
a bank account with the
lender and credit at least three months payments to it
Affordability criteria:
The bank needs to see £22,000 income or more in a year.
For full information and Documents required together with full details of Mortgage fees,
Click here.
Mortgage features
Max Loan to value:
80% with credit report
70% without credit report
Notary deed value: At least loan amount
Mortgage type:
Repayment
Redemption Term :
5 to 25 years with credit report
3 to 20 without credit report
Redemption penalty: 5% then 3%
Age limitation:
21 to 65 years
Loan currency :
Euro
Loan amount :
€5000 to No Maximum
Interest rate :
7% bank variable
Bank Account : (Mandatory) Applicants must create
a bank account with the
lender and credit at least three months payments to it
Affordability criteria:
The bank needs to see £22,000 income or more in a year.
For full information and Documents required together with full details of Mortgage fees,
Click here.
Mortgage Features
Max Loan to value:
75%
Notary deed value:
At least loan amount
Mortgage type:
Repayment
Redemption term:
Up to 20 years
Redemption penalty:
3% for the first three years
1% for the rest of the redemption term
Age limitation:
Max 65 years
Loan currency:
Euro
Loan amount :
Up to 200 000 (for the first mortgage)
Interest rate:
6.75%
Affordability criteria:
The Bank needs to see an income of £22,000 a year.
For full information and Documents required together with full details of Mortgage fees,
Click Here.